/* AMA Funding LLC — site styles */

:root{
  --paper:#f5f8f6;
  --surface:#ffffff;
  --surface-2:#eef3f0;
  --ink:#13201c;
  --ink-2:#3d4f49;
  --ink-3:#5f6f69;
  --line:#dbe4e0;
  --line-2:#c4d1cc;
  --primary:#14584c;
  --primary-dark:#0d3a32;
  --primary-soft:#e4efeb;
  --accent:#bb6526;
  --accent-dark:#9c521c;
  --accent-soft:#f8ece2;
  --shadow:0 1px 2px rgba(19,32,28,.05), 0 8px 24px rgba(19,32,28,.06);
  --radius:6px;
  --measure:34rem;
}

*{box-sizing:border-box}

html{scroll-behavior:smooth;scroll-padding-top:6rem}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{animation:none !important;transition:none !important}
}

body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}

h1,h2,h3,h4{
  font-family:"Source Serif 4",Georgia,"Times New Roman",serif;
  margin:0;
  text-wrap:balance;
  letter-spacing:-.01em;
  color:var(--ink);
}
h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.08;font-weight:600}
h2{font-size:clamp(1.55rem,3vw,2.1rem);line-height:1.18;font-weight:600}
h3{font-size:1.2rem;line-height:1.3;font-weight:600}
p{margin:0}
a{color:var(--primary);text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:var(--primary-dark)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:3px}
img{max-width:100%;height:auto}

.wrap{max-width:70rem;margin:0 auto;padding:0 1.5rem}
@media(max-width:640px){.wrap{padding:0 1.15rem}}

.eyebrow{
  font-size:.75rem;font-weight:600;letter-spacing:.13em;text-transform:uppercase;
  color:var(--primary);margin-bottom:.85rem;display:block;
}

/* ---------- header ---------- */
.site-head{background:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-head .wrap{display:flex;align-items:center;gap:1.5rem;min-height:4.5rem;flex-wrap:wrap}
.brand{
  font-family:"Source Serif 4",Georgia,serif;font-size:1.3rem;font-weight:600;
  color:var(--ink);text-decoration:none;letter-spacing:-.01em;white-space:nowrap;
}
.brand span{color:var(--primary)}
.brand img{display:block;height:2.7rem;width:auto}
@media(max-width:760px){.brand img{height:2.35rem}}
nav.main{margin-left:auto;display:flex;gap:1.5rem;align-items:center;flex-wrap:wrap}
nav.main a{color:var(--ink-2);text-decoration:none;font-size:.95rem;font-weight:500}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--primary)}
@media(max-width:760px){
  .site-head{position:static}
  .site-head .wrap{min-height:0;padding-top:.9rem;padding-bottom:.9rem}
  nav.main{margin-left:0;width:100%;gap:1.1rem;font-size:.9rem}
}

/* ---------- buttons ---------- */
.btn{
  display:inline-block;background:var(--accent-dark);color:#fff;text-decoration:none;
  font-weight:600;font-size:1rem;padding:.8rem 1.5rem;border-radius:var(--radius);
  border:1px solid var(--accent-dark);cursor:pointer;transition:background .15s,border-color .15s;
  font-family:inherit;line-height:1.3;
}
.btn:hover{background:#84450f;border-color:#84450f;color:#fff}
.btn-secondary{background:transparent;color:var(--primary);border-color:var(--line-2)}
.btn-secondary:hover{background:var(--primary-soft);color:var(--primary-dark);border-color:var(--primary)}
.btn-lg{padding:.95rem 1.9rem;font-size:1.05rem}

/* ---------- sections ---------- */
section{padding:4rem 0}
section.tight{padding:2.75rem 0}
section.alt{background:var(--surface)}
section.deep{background:var(--primary-dark);color:#e7f0ed}
section.deep h1,section.deep h2,section.deep h3{color:#fff}
section.deep > .wrap > p,
section.deep > .wrap > .section-head p{color:#c3d6d0}
section.deep .eyebrow{color:#8fc0b3}
.section-head{max-width:44rem;margin-bottom:2.25rem}
.section-head p{color:var(--ink-2);font-size:1.08rem;margin-top:.8rem}

/* ---------- hero ---------- */
.hero{background:var(--surface);border-bottom:1px solid var(--line);padding:4.5rem 0 4rem}
.hero-grid{display:grid;gap:3rem;align-items:start}
@media(min-width:900px){.hero-grid{grid-template-columns:1.15fr .85fr;gap:4rem}}
.hero p.lead{font-size:1.2rem;color:var(--ink-2);margin-top:1.25rem;max-width:38rem}
.hero-actions{display:flex;gap:.85rem;flex-wrap:wrap;margin-top:2rem}
.hero-points{list-style:none;margin:2.25rem 0 0;padding:0;display:flex;flex-direction:column;gap:.7rem}
.hero-points li{display:flex;gap:.7rem;align-items:baseline;color:var(--ink-2);font-size:1rem}
.hero-points li::before{content:"";flex:none;width:.5rem;height:.5rem;border-radius:50%;background:var(--accent);transform:translateY(-.15rem)}

/* ---------- cards ---------- */
.cards{display:grid;gap:1.15rem;grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}
.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:1.6rem;display:flex;flex-direction:column;gap:.65rem;
}
section.alt .card{background:var(--paper)}
.card h3{color:var(--primary-dark)}
.card p{color:var(--ink-2);font-size:.97rem}
.card .meta{font-size:.85rem;color:var(--ink-3);margin-top:auto;padding-top:.6rem}

/* ---------- steps ---------- */
ol.steps{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;gap:1.5rem}
@media(min-width:820px){ol.steps{grid-template-columns:repeat(4,1fr);gap:1.75rem}}
ol.steps li{counter-increment:s;display:flex;flex-direction:column;gap:.55rem}
ol.steps li::before{
  content:counter(s);font-family:"Source Serif 4",Georgia,serif;font-size:1.05rem;font-weight:600;
  width:2.2rem;height:2.2rem;border-radius:50%;display:grid;place-items:center;
  background:var(--primary-soft);color:var(--primary-dark);border:1px solid var(--line-2);
}
ol.steps h3{font-size:1.05rem}
ol.steps p{color:var(--ink-2);font-size:.95rem}

/* ---------- prose ---------- */
.prose{max-width:44rem}
.prose h2{margin-top:2.75rem}
.prose h3{margin-top:1.9rem}
.prose p,.prose ul,.prose ol{margin-top:1rem;color:var(--ink-2)}
.prose ul,.prose ol{padding-left:1.3rem}
.prose li{margin-top:.45rem}
.prose strong{color:var(--ink)}
.prose .updated{font-size:.9rem;color:var(--ink-3);margin-top:.6rem}
.callout{
  background:var(--primary-soft);border-left:3px solid var(--primary);
  border-radius:0 var(--radius) var(--radius) 0;padding:1.1rem 1.3rem;margin-top:1.5rem;
}
.callout p{margin-top:0;color:var(--ink)}
.callout p + p{margin-top:.7rem}

/* ---------- form ---------- */
.form-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:1.9rem;
}
section.alt .form-card{background:var(--paper)}
.form-card h2{font-size:1.45rem}
.form-card > p.intro{color:var(--ink-2);font-size:.97rem;margin-top:.6rem}
form.lead-form{display:flex;flex-direction:column;gap:1.05rem;margin-top:1.6rem}
.field{display:flex;flex-direction:column;gap:.35rem}
.field label{font-weight:600;font-size:.92rem;color:var(--ink)}
.field .hint{font-size:.83rem;color:var(--ink-3)}
.field input,.field select,.field textarea{
  font-family:inherit;font-size:1rem;color:var(--ink);background:var(--surface);
  border:1px solid var(--line-2);border-radius:var(--radius);padding:.7rem .8rem;width:100%;
}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--primary);outline-offset:1px}
.field-row{display:grid;gap:1.05rem;grid-template-columns:repeat(auto-fit,minmax(11rem,1fr))}
.req{color:var(--accent-dark);font-weight:700}

/* consent block — deliberately visually distinct and never pre-ticked */
.consent{
  border:1px solid var(--line-2);border-radius:var(--radius);padding:1rem 1.1rem;
  background:var(--surface-2);display:flex;gap:.8rem;align-items:flex-start;
}
section.alt .consent{background:var(--surface)}
.consent input[type="checkbox"]{
  flex:none;width:1.2rem;height:1.2rem;margin:.2rem 0 0;accent-color:var(--primary);cursor:pointer;
}
.consent label{font-size:.9rem;line-height:1.55;color:var(--ink-2);cursor:pointer}
.consent label b{color:var(--ink);font-weight:600}
.form-foot{font-size:.85rem;color:var(--ink-3);line-height:1.55}

/* ---------- contact blocks ---------- */
.contact-grid{display:grid;gap:1.15rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr))}
.contact-item{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
section.alt .contact-item{background:var(--paper)}
.contact-item h3{font-size:1rem;margin-bottom:.4rem}
.contact-item p,.contact-item address{color:var(--ink-2);font-size:.97rem;font-style:normal}

/* ---------- footer ---------- */
.site-foot{background:var(--primary-dark);color:#b9cfc9;padding:3rem 0 2rem;font-size:.92rem}
.site-foot a{color:#dcebe6}
.site-foot a:hover{color:#fff}
.foot-grid{display:grid;gap:2rem;grid-template-columns:repeat(auto-fit,minmax(13rem,1fr));margin-bottom:2rem}
.foot-grid h3{color:#fff;font-size:.95rem;margin-bottom:.7rem;font-family:inherit;font-weight:600;
  letter-spacing:.06em;text-transform:uppercase}
.foot-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.45rem}
.foot-grid a{text-decoration:none}
.foot-grid a:hover{text-decoration:underline}
.foot-brand{font-family:"Source Serif 4",Georgia,serif;font-size:1.2rem;color:#fff;margin-bottom:.6rem}
.foot-legal{border-top:1px solid rgba(255,255,255,.16);padding-top:1.5rem;display:flex;
  flex-wrap:wrap;gap:.6rem 1.5rem;justify-content:space-between;font-size:.85rem;color:#9bb5ae}
.foot-legal p{max-width:52rem;line-height:1.6}

.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;position:fixed;z-index:100;background:#fff;color:var(--primary-dark);
  padding:.7rem 1.1rem;border-radius:var(--radius);box-shadow:var(--shadow)}

/* honeypot - never shown, never focusable */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
